Stephen Snyder—the nation's foremost expert on how to recover from personal bankruptcy

Stephen Snyder filed for bankruptcy in 1993 and fully recovered in only 8 months. After his recovery, he created the After Bankruptcy Foundation to show other bankruptcy filers how to recover. Stephen has delivered his Credit After Bankruptcy^® seminar for 12 years in as many as 66 cities per year. To date, over 205,197 bankruptcy filers have attended the seminar.

Stephen has made it his passion to understand how credit scores are established. He has evaluated thousands of credit reports so he could understand the keys to increasing these scores. As a result, he can tell consumers how to pay less for everything from home mortgages to credit card purchases.

Stephen is one of the few personal finance commentators in the country trained by Fair Isaac Corporation, the firm that created the scores that credit reporting agencies use to calculate a consumer's credit worthiness. Fair Isaac's FICO score is widely recognized as the industry standard for lenders.

Stephen is extensively quoted in the media.

• How to Recover From Bankruptcy
  Stephen tells Kimberly Palmer of U.S. News & World Report the value of setting goals when recovering from bankruptcy.
• Quick Fix: Policing Your Credit Score
  Michelle Higgins of the Wall Street Journal asks Stephen about Credit Card promotions.
• Credit Index Aims to Educate
  Stephen serves up his take on the national credit score index.
• The Landscape For Small-Business Loans Has Changed – Here Is How to Take Advantage
  Stephen is interviewed on how to raise your credit scores and the importance of finding the right lender.
• Character Score: Judged by the Content of Your Credit Report
  Stephen adds his insight on credit scoring in the context of using credit reports for everything from job hirings to personal relationships.
• Money: A Bad Bet on Cards
  Stephen Snyder’s after holiday credit tips appear in a column by Linda Stern, which tells why consumers should never open those department store credit cards, even if it saves money upfront.
• Holiday Debt
  Live via satellite, Stephen Snyder shares his sure-fire advice for improving your most important personal finance asset: your credit score.
• Investor's Eye: Harm To Credit May Be In Store
  Personal finance reporter Gail MarksJarvis interviews Stephen on the hidden mistakes everyone seems to make that lower credit scores.
• Retail Credit Cards May Cost You More Than the Discount
  Nationally respected personal finance columnist Michelle Singletary includes Stephen Snyder’s credit tips for making the holiday season a merry one for your credit scores.
• Credit Scores
  A national audience watches Stephen Snyder explain how to avoid the pitfalls of unknowingly lowering your credit score.
• How to Increase Your Credit Score
  Stephen Snyder shares with a national audience the 10 most important keys to increasing your credit scores and improving your life. Ken and Daria Dolan invite him back!
• Can You Underwrite The Risk Without A Score Card?
  Stephen comments on how credit scores can affect the insurance industry.
• Wall Street Radio: This Morning
  Stephen Snyder takes his message to the street as listeners of hundreds of radio stations learn how to improve their credit scores!
• Scoring Drive - Nine Tips For Improving Your Credit Score
  Scoring Big! Stephen Snyder shares with a television audience how to pay less on everything from home loans to life insurance by improving your credit score.